Scaredy Cat Dungeon

In Scaredy Cat Dungeon, players venture into the dungeon to look for treasure...but they're all scaredy cats! There are two dungeon piles, and from the back of the cards you can tell which dungeon level they belong to. The deeper the level, the more treasures there are but also the more monsters there are. Each turn you decide whether to draw a card or go home. If you draw the third monster in a round, then everyone runs home and you lose all you collected this round, while other players who haven't gone home yet lose only one treasure. Can you make it home with piles of loot, or will you just be another scaredy cat?